Student loan vs bank loan Research Paper Example | Topics and Well Written Essays - 1000 words - 1

Student loan vs bank loan - Research Paper Example A majority of students applies for federal loans. However, there has been an increase in the number of students applying for bank student loans. The federal government determines the fixed interest rates of the federal student loans, while the lender determines bank student loan rates. The lender determines the fee to be charged on the principal amount, and this is based on the credit worthiness. Students who are apply for Stafford and Perkins loans to require credit worthiness but those applying for the PLUS loan require no previous adverse credit. Considering the pros and cons of each option, it becomes challenging to decide whether students should apply for the federal student loans or the bank student loans. There have been price wars about the federal loans and bank loans for students as reported in the media in recent times (Andriotis 1). One may argue that the bank loans for students are actually cheaper than those being offered by the federal government. A few years back students preferred to have loans from the federal government because the rates were subsidized. This means that in the case of a rise in the interest of the federal loan, the students’ rates were not affected. The students were allowed to pay the amount that was agreed. Many students preferred federal student loans because they are easy to qualify for compared to banks (Clark 1). The bar set for by the federal government understands the need of students to have the money to pay for education. Banks on the other hand need assurance they will get their money back. This means that to access money from a bank the qualifications are quite high. The credit history of the student should be clean. The students should also have a repayment ability convincing enough to the bank before accessing a bank loan. This means the students should have a source of income, which is highly unlikely in most cases. The bank will require financial information on

Crimnal Justice Coursework Example | Topics and Well Written Essays - 500 words - 1

Crimnal Justice - Coursework Example This might be plausible given the hip-hop war tension that was between the west and east coast. Poole believes the hit was organized by Reggie Wright. The other fact is that after the murder a called was placed to the police accusing a rogue LAPD officer Mack. Police found a gun that matches the one was the used to kill Biggie in Mack’s home. He had a Tupac Shakur shrine. Most witnesses claim the murderer wore a blue jacket that was common for the Crips that provided security for a company that B.I.G owed money. Another witness disputed this claim by saying B.I.G did not use many bodyguards. The witnesses who could support the prosecution case are the ones who gave testimonies on the killer wear blue caps. All the witnesses who could describe the murder very well should join prosecution. The informant who claims Suge Knight Order the hit and the one who believes LAPD officer Mack was responsible for the shooting. The witness who disputes the shooter being a real Muslim should on the prosecution. He says, â€Å"He dressed like a Muslim but he was not a Muslim, he was a cop.† The trial process for the murder of Christopher Wallace should take long. The trial will begin by the prosecution presenting evidence to support claims that the death of Christopher Wallace is connected to the hip-hop war and a rogue LAPD Officer. The prosecution would present witness that can give clear testimonies to dispute theories that involve drugs and Muslim shooting. The opening statement for the prosecution would go like this, â€Å"It is unfortunate that today we are here to seek justice for the murder of Christopher Wallace. I call upon this court to act to let the family of the victim feel and understand that justice is real. The case is surrounded by so much controversy, but I am certain my team will produce enough evidence to help the court make the right decision.† The prosecution should focus on asking questions that seek to